This is starting period of Shani's Sade Sati. In this period Saturn will be transiting in 12th house from the Moon. It generally indicates financial loss, problems by hidden enemies, aimless travel, disputes, and poverty. During this period, ખય્યમ may face problems created by ખય્યમ's hidden enemies. Relationship with ખય્યમ's colleagues will not good enough and they will create problems in ખય્યમ's work environment. ખય્યમ may also face challenges on ખય્યમ's domestic front. This may create pressure and tension. ખય્યમ needs to exercise control over ખય્યમ's spending otherwise it be lead to bigger financial problems. Long distance travels may not be fruitful during this period. Saturn's nature is of delay and dejection, but generally ખય્યમ will get results eventually, so be patient and wait for ખય્યમ's turn. Take this period as learning period, put ખય્યમ's hard work and things will fall in place. ખય્યમ advised not to take high risks in business matters in this period.
This is the peak of Shani's Sade Sati. Generally this phase of Saturn is the most difficult one. Saturn transiting over natal Moon indicates health problems, character assassination, problems in relationship, mental afflictions, and sorrows. ખય્યમ will find it difficult to achieve success in this period. ખય્યમ may not get results of ખય્યમ's hard work and feel restricted. ખય્યમ's constitution and immune system will not be strong. As first house is the house of health, ખય્યમ should start exercising and taking care of ખય્યમ's health, otherwise ખય્યમ can be caught by chronic diseases. ખય્યમ may suffer from depression, unknown fear or phobia. ખય્યમ's will lack clarity in thinking, action, and decision making. ખય્યમ will be spiritually inclined and will be attracted by intricacies of nature. Acceptance and doing basics right will sail ખય્યમ out of this period.
This is 'setting' period of Shani's Sade Sati. Saturn will be transiting in the 2nd house from the natal Moon, which indicates difficulty on financial and domestic front. ખય્યમ will start feeling slight relief after having two difficult phases of Sade Sati. Still, misunderstandings and financial stress can be seen during this period. Expenses may keep soaring high and ખય્યમ need to continue exercising control. Sudden financial losses and fear of theft is also a possibility. ખય્યમ may be pessimistic in thinking, ખય્યમ is advised to deal with matters enthusiastically. ખય્યમ will require paying good attention to family and personal front, otherwise those can also lead to a bigger problem. For students, education may be slightly affected and they will have to work harder to hold on to their existing level. Results will be slow and almost always with the delay. This is a period which indicates danger and apart from other things, ખય્યમ need to be careful while driving. If possible, stay away from non-veg and ખય્યમ's drinking habits to keep Saturn happy. ખય્યમ will be able to sail through this period by intelligently handling ખય્યમ's domestic and financial matters.