This is starting period of Shani's Sade Sati. In this period Saturn will be transiting in 12th house from the Moon. It generally indicates financial loss, problems by hidden enemies, aimless travel, disputes, and poverty. During this period, નિર્મત કૌર may face problems created by નિર્મત કૌર's hidden enemies. Relationship with નિર્મત કૌર's colleagues will not good enough and they will create problems in નિર્મત કૌર's work environment. નિર્મત કૌર may also face challenges on નિર્મત કૌર's domestic front. This may create pressure and tension. નિર્મત કૌર needs to exercise control over નિર્મત કૌર's spending otherwise it be lead to bigger financial problems. Long distance travels may not be fruitful during this period. Saturn's nature is of delay and dejection, but generally નિર્મત કૌર will get results eventually, so be patient and wait for નિર્મત કૌર's turn. Take this period as learning period, put નિર્મત કૌર's hard work and things will fall in place. નિર્મત કૌર advised not to take high risks in business matters in this period.
This is the peak of Shani's Sade Sati. Generally this phase of Saturn is the most difficult one. Saturn transiting over natal Moon indicates health problems, character assassination, problems in relationship, mental afflictions, and sorrows. નિર્મત કૌર will find it difficult to achieve success in this period. નિર્મત કૌર may not get results of નિર્મત કૌર's hard work and feel restricted. નિર્મત કૌર's constitution and immune system will not be strong. As first house is the house of health, નિર્મત કૌર should start exercising and taking care of નિર્મત કૌર's health, otherwise નિર્મત કૌર can be caught by chronic diseases. નિર્મત કૌર may suffer from depression, unknown fear or phobia. નિર્મત કૌર's will lack clarity in thinking, action, and decision making. નિર્મત કૌર will be spiritually inclined and will be attracted by intricacies of nature. Acceptance and doing basics right will sail નિર્મત કૌર out of this period.
This is 'setting' period of Shani's Sade Sati. Saturn will be transiting in the 2nd house from the natal Moon, which indicates difficulty on financial and domestic front. નિર્મત કૌર will start feeling slight relief after having two difficult phases of Sade Sati. Still, misunderstandings and financial stress can be seen during this period. Expenses may keep soaring high and નિર્મત કૌર need to continue exercising control. Sudden financial losses and fear of theft is also a possibility. નિર્મત કૌર may be pessimistic in thinking, નિર્મત કૌર is advised to deal with matters enthusiastically. નિર્મત કૌર will require paying good attention to family and personal front, otherwise those can also lead to a bigger problem. For students, education may be slightly affected and they will have to work harder to hold on to their existing level. Results will be slow and almost always with the delay. This is a period which indicates danger and apart from other things, નિર્મત કૌર need to be careful while driving. If possible, stay away from non-veg and નિર્મત કૌર's drinking habits to keep Saturn happy. નિર્મત કૌર will be able to sail through this period by intelligently handling નિર્મત કૌર's domestic and financial matters.