This is starting period of Shani's Sade Sati. In this period Saturn will be transiting in 12th house from the Moon. It generally indicates financial loss, problems by hidden enemies, aimless travel, disputes, and poverty. During this period, નીના કોઠારી may face problems created by નીના કોઠારી's hidden enemies. Relationship with નીના કોઠારી's colleagues will not good enough and they will create problems in નીના કોઠારી's work environment. નીના કોઠારી may also face challenges on નીના કોઠારી's domestic front. This may create pressure and tension. નીના કોઠારી needs to exercise control over નીના કોઠારી's spending otherwise it be lead to bigger financial problems. Long distance travels may not be fruitful during this period. Saturn's nature is of delay and dejection, but generally નીના કોઠારી will get results eventually, so be patient and wait for નીના કોઠારી's turn. Take this period as learning period, put નીના કોઠારી's hard work and things will fall in place. નીના કોઠારી advised not to take high risks in business matters in this period.
This is the peak of Shani's Sade Sati. Generally this phase of Saturn is the most difficult one. Saturn transiting over natal Moon indicates health problems, character assassination, problems in relationship, mental afflictions, and sorrows. નીના કોઠારી will find it difficult to achieve success in this period. નીના કોઠારી may not get results of નીના કોઠારી's hard work and feel restricted. નીના કોઠારી's constitution and immune system will not be strong. As first house is the house of health, નીના કોઠારી should start exercising and taking care of નીના કોઠારી's health, otherwise નીના કોઠારી can be caught by chronic diseases. નીના કોઠારી may suffer from depression, unknown fear or phobia. નીના કોઠારી's will lack clarity in thinking, action, and decision making. નીના કોઠારી will be spiritually inclined and will be attracted by intricacies of nature. Acceptance and doing basics right will sail નીના કોઠારી out of this period.
This is 'setting' period of Shani's Sade Sati. Saturn will be transiting in the 2nd house from the natal Moon, which indicates difficulty on financial and domestic front. નીના કોઠારી will start feeling slight relief after having two difficult phases of Sade Sati. Still, misunderstandings and financial stress can be seen during this period. Expenses may keep soaring high and નીના કોઠારી need to continue exercising control. Sudden financial losses and fear of theft is also a possibility. નીના કોઠારી may be pessimistic in thinking, નીના કોઠારી is advised to deal with matters enthusiastically. નીના કોઠારી will require paying good attention to family and personal front, otherwise those can also lead to a bigger problem. For students, education may be slightly affected and they will have to work harder to hold on to their existing level. Results will be slow and almost always with the delay. This is a period which indicates danger and apart from other things, નીના કોઠારી need to be careful while driving. If possible, stay away from non-veg and નીના કોઠારી's drinking habits to keep Saturn happy. નીના કોઠારી will be able to sail through this period by intelligently handling નીના કોઠારી's domestic and financial matters.