This is starting period of Shani's Sade Sati. In this period Saturn will be transiting in 12th house from the Moon. It generally indicates financial loss, problems by hidden enemies, aimless travel, disputes, and poverty. During this period, શર્મન જોશી may face problems created by શર્મન જોશી's hidden enemies. Relationship with શર્મન જોશી's colleagues will not good enough and they will create problems in શર્મન જોશી's work environment. શર્મન જોશી may also face challenges on શર્મન જોશી's domestic front. This may create pressure and tension. શર્મન જોશી needs to exercise control over શર્મન જોશી's spending otherwise it be lead to bigger financial problems. Long distance travels may not be fruitful during this period. Saturn's nature is of delay and dejection, but generally શર્મન જોશી will get results eventually, so be patient and wait for શર્મન જોશી's turn. Take this period as learning period, put શર્મન જોશી's hard work and things will fall in place. શર્મન જોશી advised not to take high risks in business matters in this period.
This is the peak of Shani's Sade Sati. Generally this phase of Saturn is the most difficult one. Saturn transiting over natal Moon indicates health problems, character assassination, problems in relationship, mental afflictions, and sorrows. શર્મન જોશી will find it difficult to achieve success in this period. શર્મન જોશી may not get results of શર્મન જોશી's hard work and feel restricted. શર્મન જોશી's constitution and immune system will not be strong. As first house is the house of health, શર્મન જોશી should start exercising and taking care of શર્મન જોશી's health, otherwise શર્મન જોશી can be caught by chronic diseases. શર્મન જોશી may suffer from depression, unknown fear or phobia. શર્મન જોશી's will lack clarity in thinking, action, and decision making. શર્મન જોશી will be spiritually inclined and will be attracted by intricacies of nature. Acceptance and doing basics right will sail શર્મન જોશી out of this period.
This is 'setting' period of Shani's Sade Sati. Saturn will be transiting in the 2nd house from the natal Moon, which indicates difficulty on financial and domestic front. શર્મન જોશી will start feeling slight relief after having two difficult phases of Sade Sati. Still, misunderstandings and financial stress can be seen during this period. Expenses may keep soaring high and શર્મન જોશી need to continue exercising control. Sudden financial losses and fear of theft is also a possibility. શર્મન જોશી may be pessimistic in thinking, શર્મન જોશી is advised to deal with matters enthusiastically. શર્મન જોશી will require paying good attention to family and personal front, otherwise those can also lead to a bigger problem. For students, education may be slightly affected and they will have to work harder to hold on to their existing level. Results will be slow and almost always with the delay. This is a period which indicates danger and apart from other things, શર્મન જોશી need to be careful while driving. If possible, stay away from non-veg and શર્મન જોશી's drinking habits to keep Saturn happy. શર્મન જોશી will be able to sail through this period by intelligently handling શર્મન જોશી's domestic and financial matters.